But that’s really just to entice you to invest in the premium version. This basic level of the software includes some budgeting tools and a few other features. It is to miss that there is actually a free version of Banktivity. What’s cool about it though is that you can work offline by having a desktop app and more robust features set around budgeting, investing, and other financial goals that you find elsewhere. You literally have to download the app onto your computer before you can do anything.įor those of us used to Personal Capital, this will feel a little clunky, but perhaps not having your finances contained with a Chrome window may put your mind at ease that Google won’t have access to every single aspect of your life.Īs with other personal finance apps, you will need to sync your accounts which you do via API (the same as other apps).
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How To Use Banktivityįor millennials and Gen Z, there’s some decidedly retro about the Banktivity desktop experiences. You’ll automatically be downgraded to their basic free plan should you decide not to continue.įinally, Banktivity claims they save their users over $500 and 40 hours spent crunching the numbers, which pays for the $50 premium plan. So, if you’re looking for a new personal finance tool and you’re a Mac lover, it’s well worth giving the free trial a shot.
Instead, this really comes to your preference for a user experience.Īnd it is nice having a dedicated option built around macOS that’s secure and feature-rich. But why? With cloud-based alternatives like Hurdlr and Mint out there, why would you ever want to limit yourself to just your Mac?Īnd to be honest, there isn’t a great answer to this, especially since one of the perks of a paid Banktivity subscription is that it syncs your data between iOS and macOS (aka in the cloud) for you. The biggest question you’ll probably have about it is not how to use it, as it’s very user-friendly.
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